Welcome to California Real Estate Finance

Hello, and thank you for visiting my Website. This site is designed to be as user friendly as possible. The purpose of the site is to educate you on how different types of mortgages work and how to use them to your advantage. You will find all the information that you want in the BLOG.

Simply select a question that you would like answered and read the attached information. I have tried to write each explanation clearly and illustrate every example as simply as I can. If you have a question that is not covered in the BLOG just call me (510-521-0300) or send me an email and I will do my best to answer the question.

Unlike other sites you visit that shuffle you through pages filled with prepackaged and useless information, without anyway of getting in touch with a real person, we encourage your phone calls. We want to help. We want to talk to you. We want to take your information over the phone. We want to make things as easy as possible for you. We want to work for you. We don't expect you to be a mortgage expert-that's our job.

All mortgage brokers have the same loan programs and interest rates. What makes us different is our level of service and our commitment to doing what's right for our clients. Let us do what's right for you. We are a 100% complaint-free company. We encourage you to check us out with the Better Business Bureau.

I do hope you enjoy the information provided.

Sincerely,

Richard Pavao
President